Types of Home Loans We Offer
Conventional Loans
Perfect for borrowers with good credit and low debt-to-income ratios. Enjoy flexibility with down payments as low as 3%.
FHA Loans
Designed for first-time homebuyers or those with lower credit scores, FHA loans feature low down payment options starting at 3.5%.
VA Loans
Exclusive to veterans, service members, and eligible spouses. Benefit from no down payment and competitive interest rates.
USDA Loans
Ideal for rural and suburban homebuyers. Access 0% down payment options with favorable terms.
Non-Conforming Loans
A great choice for borrowers who need flexibility outside the limits of conforming loans. Perfect for unique financial situations.
Refinancing Options Available
Easily refinance your current mortgage with streamlined processes.
Guidelines for This Loan
If your details are close to these guidelines, we encourage you to apply or contact us.
The Home
Must be your primary residence or meet specific loan type requirements.
Credit And Debt
Credit score and debt-to-income ratio must align with the loan guidelines.
Down Payments
Down payments vary by loan type, starting as low as 0% for eligible programs.
Closing Costs
We’ll provide transparency on all associated fees and help you budget accordingly.
Frequently Asked Questions
Answers to questions about this loan we heard from people like you during research.
Do you have another question that isn't here?
What types of home loans do you offer?
We offer Conventional, FHA, VA, USDA, and Non-Conforming Loans.
Can I get a home loan with a low credit score?
Yes, FHA loans are tailored for borrowers with lower credit scores.
Do I need to pay PMI?
Private Mortgage Insurance (PMI) is required for down payments below 20% on most loan types.
What’s the minimum down payment required?
Down payments start at 0% for USDA and VA loans, 3.5% for FHA loans, and 3% for some conventional loans.
We’ve Helped Over
700 Oregon Families
Just Like Yours
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We’ll guide you every
step of the way home
1
Initial Consultation
Tell us what you’re looking for, and we’ll assess your needs.
2
Submit Your Loan Application
We’ll help you navigate the details with ease.
3
Get Pre-Approved
Feel confident in your search with pre-approval in hand.
4
Close and Move In
Enjoy your new home, with the right mortgage and total peace of mind.
Choose a Path to
Peace of Mind
Imagine a mortgage experience that’s smooth and reassuring, handled by a team that makes everything easy and transparent.
With DC Lending, you’ll get the support you deserve, from application to closing, so you can open the door to your dream home with confidence.
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