If you're planning to buy or refinance a home in Multnomah County, Oregon in 2026, knowing the current mortgage loan limits can help you understand which financing options may be available before...
Washington County, OR Loan Limits (2026)
If you’re planning to buy or refinance a home in Washington County, Oregon in 2026, understanding the current mortgage loan limits can help you determine which financing options are available and...
Loan Limits Clark County, WA: FHA, Conventional, VA & More
If you're buying a home in Clark County, Washington in 2026, your loan limit depends on the type of mortgage you choose and, in some cases, the number of units in the property. For 2026, the...
Oregon State Down Payment Assistance
Buying a home in Oregon does not always require years of saving for a large down payment. For qualified buyers, Oregon State down payment assistance programs can help cover the down payment, closing...
Washington State Down Payment Assistance: Programs, Eligibility and How to Apply
Saving enough money for a down payment is one of the biggest obstacles between many Washington residents and homeownership. But needing help with upfront costs does not necessarily mean you need to...
How to Refinance Your Mortgage and Save Thousands When Rates Drop
Mortgage rates have shifted dramatically over the past few years, leaving many homeowners locked into loans with higher interest rates than they expected. If your current mortgage rate is sitting...
Adjustable Rate Mortgages: Pros, Cons, and How They Work
Choosing the right mortgage can have a major impact on your monthly budget and long-term financial goals. Adjustable-rate mortgages (ARMs) offer an attractive option for homeowners seeking lower...
30-Year Fixed Mortgage Rates: What Homebuyers Need to Know
Locking in a mortgage can feel overwhelming, especially when interest rates fluctuate and monthly payments are a major part of a household budget. A 30-year fixed mortgage provides stability and...
Why Every Homebuyer Should Use a Mortgage Calculator First
If you're thinking about buying a home, it's easy to get caught up in the excitement. Touring open houses, imagining life in a new space, picturing how you’ll decorate—it’s all part of the dream....
Mortgage Broker vs. Mortgage Lender: What’s the Difference?
Finding the right mortgage can feel like stepping into a maze, one filled with rates, requirements, and rapidly changing timelines. Early in the journey, you’ll face a fundamental decision: should...
How to Determine Your Budget for a New Home
There are few things more thrilling in an adult’s life than buying a new home, but at the same time, it can also be stressful. For as thrilling as it can be to view dream homes in person and imagine...
How a VA Loan Can Help You
Since their inception during World War II, VA loans have helped over 22 million service members purchase homes, and it’s a program that still exists today, three-quarters of a century later. There...
Who Qualifies for a USDA Loan?
Homebuying is complicated, no matter who you are, but certain government programs exist to help make the process easier. The U.S. Department of Agriculture (USDA) mortgage program exists to give...
Is a Conventional Mortgage Loan Right for Me?
A conventional mortgage loan is an excellent program, but it is not always the best option. If you are in good financial standing, you can benefit greatly from the loan’s borrowing terms. However,...
Five Questions to Ask Your Mortgage Lenders Before Borrowing
When it comes to buying a new home, getting out into the town you’re considering moving to and looking at new houses is the fun part. The adrenaline rush that comes with finding the perfect one is...
5 Ways to Improve Your Credit Score for a Home Loan
Your credit score is one of the most important factors that lenders consider when it comes time to apply for a home loan. For those who have mediocre or poor credit, there are steps you can take to...
7 Ways to Make Home Buying Less Stressful
Buying a house is easily one of the most stressful times in life. Both a change in residence and the act of taking out a mortgage are listed on The Stress Test (Life Change Index Scale), proving...
How Much Does a First Time Homebuyer Put Down?
Buying your first home in the beautiful Pacific Northwest is likely to be one of the most exciting experiences of your life. As a first-time home buyer, it is a major life decision that will require...
Closing Costs Explained & How to Reduce Them
What Are Closing Costs? Closing costs, sometimes called settlement fees, are associated with your home purchase and are paid at the closing of a real estate transaction. These costs are separate...
Cheers to a Successful Ribbon-Cutting & Rebranding Event!
Last month, on January 17, we hosted our Ribbon-Cutting and Rebranding Event to celebrate an exciting milestone in our company's history: the transition from Desert Canyon Mortgage to DC Lending....