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Your Local Mortgage Broker in Tri-Cities, WA

Trusted team for a smooth, stress-free mortgage process.

DC Lending helps homebuyers and homeowners across Kennewick, Pasco, Richland, and the surrounding Tri-Cities area find mortgage loan solutions that fit their goals. As a family-owned mortgage loan broker, we compare options from multiple lenders so you can move forward with clarity, confidence, and less stress.

Don’t Let Mortgage Complexities Stop You

Choosing the right mortgage loan can feel overwhelming. Between rates, loan programs, down payments, closing costs, and lender requirements, it’s easy to feel unsure about which option is best.

When searching for mortgage lenders in Tri-Cities, WA, you may be wondering:

 

  • Are you choosing the right mortgage loan for your budget?
  • Are you getting competitive options from the right mortgage lender?
  • Are there hidden fees or loan terms you do not fully understand?

Your Local Mortgage Experts

Have Your Back

We know how stressful the mortgage process can be, especially when it feels complex and unfamiliar.
It’s crucial to work with a team that understands your needs and keeps your best interests at heart.

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Qualified Professionals

Our experienced team is fully certified and equipped to handle your financial needs with confidence and care.

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Trustworthy Team

With clear communication and full transparency, we keep you informed every step of the way—no surprises.

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Community Commitment

We live where we lend—proud members of local Chambers and always seeking meaningful ways to give back.

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Wholesale Broker Rates

We compare loan options from 10+ wholesale lenders to find the best fit—saving you time, stress, and money.

We’ll guide you every

step of the way home

1

Initial Consultation

Tell us what you’re looking for, and we’ll assess your needs.

2

Submit Your Loan Application

We’ll help you navigate the details with ease.

3

Get Pre-Approved

Feel confident in your search with pre-approval in hand.

4

Close and Move In

Enjoy your new home, with the right mortgage and total peace of mind.

Our Mortgage Solutions

Conventional

Flexible home loan options for buyers with solid credit and stable income.

FHA

A great choice for first-time buyers with low down payment options.

VA

Exclusive benefits for veterans and active-duty service members, with zero down.

USDA

Affordable financing for rural and suburban homebuyers with low to no down payment.

Reverse Mortgages

Convert home equity into cash for retirement security.

Non-Qualified Mortgages

Alternative loan solutions for unique financial situations.

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What Our Clients Say

Working with Josh and Luis was a real pleasure! They kept great communication throughout the entire process. We were able to get the file closed much sooner than expected, getting the buyers in their new home even faster. Looking forward to working with them again!

Armando S.

What Our Clients Say

Highly recommend DC Lending to anyone looking to purchase a home. James and his team were excellent to work with and very understanding of the process. I appreciated their knowledge and time they spent answering all my questions and reassuring me along the way.

Richelle H.

What Our Clients Say

James and his team are phenomenal! We switched to him after starting with another lender and instantly felt more confident. He went above and beyond—even calling me on his wedding day to keep me updated. Our realtor was impressed with how quick and responsive the team was. We couldn’t be happier and will definitely recommend James for the future!

Susan A.

Choose a Path to

Peace of Mind

Imagine a mortgage experience that’s smooth and reassuring, handled by a team that makes everything easy and transparent.

With DC Lending, you’ll get the support you deserve, from application to closing, so you can open the door to your dream home with confidence.

GET YOUR MORTGAGE RATE NOW

Get your custom rate in no time!

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This field is for validation purposes and should be left unchanged.
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By filling out this form, you agree to be contacted by DC Lending via phone call, email, and text message regarding real estate services. To opt out, reply STOP at any time. Reply HELP for assistance. Message and data rates may apply. Message frequency may vary. Read our Privacy Policy for more information.