Making homeownership accessible to everyone
3.5% Down Payment
Put down just 3.5% of your home’s purchase price
Lower Credit Requirements
Credit scores as low as 580
Fixed and Adjustable-Rates Available
Loans up to $817,650 to get you the home you need
Guidelines for This Loan
If your details are close to these guidelines, we encourage you to apply or contact us.
The Home
Must be your primary residence. You can also use this loan to refinance an existing mortgage.
Credit And Debt
Must be your primary residence. You can also use this loan to refinance an existing mortgage.
Mortgage Insurance
Must be your primary residence. You can also use this loan to refinance an existing mortgage.
Closing Costs
Must be your primary residence. You can also use this loan to refinance an existing mortgage.
Frequently Asked Questions
Answers to questions about this loan we heard from people like you during research.
Do you have another question that isn’t here?
What are the benefits of FHA loans in Hillsboro?
FHA loans in Hillsboro stand out with low down payments (as little as 3.5%), flexible credit requirements, and no prepayment penalties. These features are especially valuable for first-time buyers in our local market.
Are there local Hillsboro programs to pair with FHA loans?
Yes, Hillsboro offers down payment assistance programs that can complement your FHA loan. Our team can connect you with these resources to maximize your benefits—contact us to learn more.
How does the Hillsboro housing market affect FHA loans?
Hillsboro’s competitive housing market moves quickly, and FHA loans’ low down payment option helps buyers act fast. Our experts can guide you through the process to secure your home efficiently.
Can I get an FHA loan for a fixer-upper in Hillsboro?
Absolutely! The FHA 203(k) loan program allows you to finance both the purchase and improvements of a fixer-upper in Hillsboro. Reach out to discuss your options.
Are there penalties for paying off my FHA loan early?
No, FHA loans do not have prepayment penalties, allowing you to pay off your loan ahead of schedule without incurring extra fees.
Can I qualify for an FHA loan if I don’t have perfect credit?
Yes, FHA loans are designed to accommodate individuals with less-than-perfect credit, offering more lenient qualification guidelines compared to conventional loans.
Do you have another question?
We’re here to help! Get in touch with us today at (503) 608-2178 or visit our office at 1849 NE 106th Ave #205, Hillsboro, OR 97006 97124.
Client Success Story: Crystal’s Smooth Homebuying Journey
Crystal Grosshuesch and her family, first-time homebuyers in Hillsboro, Oregon, found their perfect home thanks to a referral from their trusted realtor, Becca, who connected them with Josh at DC Lending. From the start, Josh impressed them with his incredible responsiveness, often replying within five minutes and always communicating clearly about when he’d be available. As new buyers navigating the complexities of the housing market, Crystal and her family appreciated Josh’s steady guidance. He walked them through each step of the process, ensuring they felt confident and informed every step of the way.
Josh’s attention to detail was remarkable—nothing was overlooked as he tailored a plan that fit their needs perfectly. His kind and clear communication brought ease and confidence to the lending process, which Crystal noted was a standout feature of working with DC Lending, a local family business. The Grosshuesch family was especially grateful for Josh’s genuine care and commitment to securing the best possible rates and outcomes. With his support, they closed on their new home with peace of mind, and Crystal expressed heartfelt thanks for the knowledge, care, and genuine approach Josh showed throughout their journey. The Grosshuesches now look back on the experience with gratitude and recommend Josh to anyone seeking a reliable mortgage partner in Hillsboro.
We’ve Helped Over
700 Oregon Families
Just Like Yours
135+ Reviews
75+ Reviews
155+ Reviews
We’ll guide you every
step of the way home
1
Initial Consultation
Tell us what you’re looking for, and we’ll assess your needs.
2
Submit Your Loan Application
We’ll help you navigate the details with ease.
3
Get Pre-Approved
Feel confident in your search with pre-approval in hand.
4
Close and Move In
Enjoy your new home, with the right mortgage and total peace of mind.
Choose a Path to
Peace of Mind
Imagine a mortgage experience that’s smooth and reassuring, handled by a team that makes everything easy and transparent.
With DC Lending, you’ll get the support you deserve, from application to closing, so you can open the door to your dream home with confidence.
GET YOUR MORTGAGE RATE NOW
Get your custom rate in no time!